Dashboard

Overview of your financial situation

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Expense Categories
Income / Expense Trend Last 6 Months
Category Budget Status
Income Sources
ActiveItemAmountAction

+ Add New Income

Expense Items
ActiveItemCategoryAmountLimitStatusAction

+ Add New Expense

Active Subscriptions
ActiveServiceMonthlyYearlyAlternativeAction

+ Add New Subscription

Savings Goal
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No goal set yet
0 ₺ Hedef: —
Goal Chart
📈 Wealth Projection
🗂️ Veri Yönetimi
How to Use

Take control of your finances in 6 simple steps with SubstackersCalc Pro.

1
💰
Add Your Income
Go to the Income page from the left menu. Add all your income sources like salary, rental income, freelance work and mark them active or inactive.
2
💸
Categorize Your Expenses
On the Expenses page, assign a category and budget limit to each item. Organize spending by Housing, Food, Transport and more.
3
📺
Audit Your Subscriptions
List your monthly payments on the Subscriptions page. See the annual cost and 10-year opportunity cost — deactivate the ones you don't need.
4
🎯
Set a Goal
Enter a savings goal on the Goals page — a house, car or retirement. Track your progress with the goal bar.
5
📊
Review Reports
Review inflation-adjusted wealth projections on the Reports page. Download Excel or CSV reports and create JSON backups.
6
🌙
Customize Theme
Switch between light and dark themes with the toggle at the bottom left. Your data is saved automatically in your browser.
One step closer to
financial freedom.

People who track their budget regularly increase their savings rate by an average of 34%.

Financial Guide

Practical tips on budgeting and saving money

Budgeting
Automate Your Budget with the 50/30/20 Rule
The 50/30/20 rule is a simple yet powerful budgeting method that splits your income into three buckets. 50% for needs, 30% for wants and 20% for savings and debt repayment. Set category limits on the Expenses page and monitor your ratios live on the dashboard.
📅 May 2026⏱️ 4 min read
Read More →
Subscription Savings
Your Monthly Subscriptions Could Be Quietly Draining You
The average household spends $150–$400/month on digital subscriptions — most without realizing it. If you invested that $2,000/year at 10% APY for 10 years, you'd have over $35,000. Audit your subscriptions and cancel the ones you don't use.
📅 April 2026⏱️ 3 min read
Devamını Oku →
Inflation
How to Protect Your Savings Against High Inflation
With inflation running high, low-yield savings accounts lose real purchasing power. Index funds, real estate, gold and I-Bonds are among the strongest inflation hedges. Use the Reports page to enter your local inflation rate and see your real purchasing power projection.
📅 March 2026⏱️ 5 min read
Devamını Oku →
Frequently Asked Questions

Everything you need to know about SubstackersCalc Pro

Where is my data stored? ▾
All your data is stored only in your browser's localStorage. Nothing is sent to any server. To create a backup, go to Reports → "JSON Backup".
Can I use my data on a different device? ▾
Currently, data is stored in the same browser. To use it on another device, download a JSON backup and import it on the new device using "Upload JSON".
How does the projection calculation work? ▾
Your monthly net savings are compounded at the chosen APY rate using: FV = PMT × [(1+r)ⁿ − 1] / r. The inflation-adjusted value divides the nominal figure by annual inflation.
How do budget limit alerts work? ▾
You can set a limit for each expense item. When spending exceeds the limit, a red progress bar appears on the Dashboard along with an automatic notification.
How do I download an Excel report? ▾
Click the 📊 Excel button at the top right. All active income and expenses are exported as an .xls file, compatible with Excel, LibreOffice and Google Sheets.
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